Personal Lines Online Quotes

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Find out what many of your friends and neighbors have already found out.
Johns Insurance Agency, Established in 1955 provides excellent service at
affordable rates. We offer Personal Automobile and Commercial Vehicle
policies from major, preferred markets including Mercury, Safeco, CNA,
Hartford, National Auto, Progressive, Trav Cal, Travelers and many others.
Good service does not have to cost more! Let us show you.
(CALIFORNIA ONLY)
In California, automobile insurance usually provides the following
protection. This is listed for illustration only and does not represent
the actual terms and conditions of the policy.
- Bodily Injury and Property Damage Liability - Pays on behalf
of the insured the damages that he/she is liable to others for bodily
injury and/or property damage through the use and maintenance of insured
vehicle(s). The limits can be per person, per accident, or one single
limit for all.
- Medical Payment - Reimburse the insured and passengers for
medical expenses incurred in an automobile accident. The limit is per
person.
- Uninsured Motorist Bodily Injury - Reimburse the insured(s)
for damages as if the at fault opposite party is insured.
- Uninsured Motorist Property Damage - Waives the collision
deductible, or in the absence of Collision coverage, pays the actual
damages to the insured vehicle(s) not to exceed $3,500; when the insured
vehicle is damaged by an at-fault uninsured motorist.
- Comprehensive - Physical damage to the insured vehicle(s)
other than Collision. The settlement is at the actual cost to repair or
replace, not to exceed the actual market value of the vehicle.
- Collision - Physical damage to the insured vehicle by
collision with other vehicles or objects. The settlement is at actual cost
to repair or replace, not to exceed the actual market value of the vehicle.
- Rental Reimbursement - Pays for the rental cost of a
substitute vehicle when the insured vehicle is being repaired due to an
insured incident.
- Towing and Labor - Pays for the towing of the insured vehicle
irrespective of the cause of breakdown.
Johns Insurance Agency
A Division of Addison York Insurance Broker Ltd.
6035 Oak Hill Dr.
Granite Bay, CA 95746
Important Note: This website provides only a simplified description
of coverages and is not a statement of contract. Coverage may not apply in
all states. For complete details of coverages, conditions, limits and
losses not covered, be sure to read the policy, including all endorsements.
© Copyright 2000 -
Johns Insurance Agency, Inc.